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# 1098 PDF form

Form 1098 reports specified mortgage interest received by a lender or other reporting business. It also includes mortgage and property information. A borrower’s deduction can depend on facts beyond the statement, so an entered interest amount is not a deduction determination.

Supported revision: 2018–2026.

Price per document: $8.99 USD.

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Understand your document

## What is 1098?

Form 1098 reports specified mortgage interest received by a lender or other reporting business. It also includes mortgage and property information. A borrower’s deduction can depend on facts beyond the statement, so an entered interest amount is not a deduction determination.

## Records to gather

- Recipient/lender and payer/borrower legal details and taxpayer numbers
- Mortgage interest received and related reported amounts
- Mortgage principal, origination date and property information
- Account reference and any applicable refund or acquisition information

## Fields you will work through

The guided editor groups the supported fields into practical steps. The available fields follow the chosen revision.

Document detailsCalendar year · Are you preparing more than one statement for separate accounts of this recipient?

IssuerRecipient / lender name · Street address · City or town

RecipientBorrower TIN · Borrower name · Street address, including apartment

Reported amounts1 Mortgage interest received · 2 Outstanding mortgage principal · 4 Refund of overpaid interest

Additional informationAccount number · 3 Mortgage origination date · 8 Address or description of property securing mortgage

## Check before using your PDF

- Match amounts to the mortgage account and confirm which party is payer and which is interest recipient.
- Keep interest received separate from principal balances, points and refund adjustments.

## After you prepare the document

Lenders should review furnishing and filing rules. Borrowers needing an official replacement or correction should request it from their mortgage servicer.

## Common questions

Does the 1098 amount equal my mortgage-interest deduction?

Not necessarily. Deductibility can depend on loan use, limits and other facts. Formz records statement values; it does not determine an itemized deduction.

Which 1098 revision does Formz support?

The current catalog lists 2018–2026. Select an available year inside the editor where offered and compare that PDF with the reporting period you need. A supported historical revision is not a claim that it is suitable for a current-year obligation.

Does downloading 1098 complete filing?

No. Formz prepares the supported PDF from your supplied entries. You must review signatures, attachments, copy labels and the applicable delivery or filing method separately. It does not submit government forms or provide filing acceptance.

## Related forms and guides

[W-2, 1099 and 1098 information-return documents](/categories/information-returns.md)[Form 1040 Form 1040 is the main U.](/forms/1040.md)[W-9 Form W-9 gives a requester your taxpayer name, federal tax classification and taxpayer identification number for information reporting.](/forms/w9.md)

## Official sources

Source links reviewed October 4, 2026. Use the instructions for your selected year and check current agency updates before submission.

- [IRS: About Form 1098](https://www.irs.gov/forms-pubs/about-form-1098)

Your next step

## Ready to create your 1098?

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[Create 1098](https://formzdocs.com/forms/1098/create)
