Canonical: https://formzdocs.com/forms/1099-c Markdown: https://formzdocs.com/forms/1099-c.md [Home](/index.md) / [All forms](/forms.md) / 1099-C # 1099-C PDF form Form 1099-C reports certain debt cancellations by applicable entities. It records the identifiable event, amount discharged and related debt information. Receiving a statement does not by itself establish the amount that must be included in a taxpayer’s income. Supported revision: 2020–2026. Price per document: $8.99 USD. [Create 1099-C](https://formzdocs.com/forms/1099-c/create) Start with a free preview. $8.99 USD per document when you're ready to download. - **Preview before paying** Review your real watermarked PDF before checkout. - **One simple price** $8.99 USD per document or paystub. No account or subscription. - **Stripe checkout** Card details are entered on Stripe’s hosted payment page. - **Download support** Download after confirmed payment, with help for your order. A question about your document or download? [Visit the help center](/help.md) Use actual records and review the complete PDF before secure checkout. Understand your document ## What is 1099-C? Form 1099-C reports certain debt cancellations by applicable entities. It records the identifiable event, amount discharged and related debt information. Receiving a statement does not by itself establish the amount that must be included in a taxpayer’s income. ## Records to gather - Creditor and debtor legal names, addresses and taxpayer numbers - Date and code of the identifiable event - Debt discharged and interest included in that amount - Debt description, personal-liability status and property value where applicable ## Fields you will work through The guided editor groups the supported fields into practical steps. The available fields follow the chosen revision. Document detailsCalendar year · Are you preparing more than one statement for separate accounts of this recipient? IssuerPayer / creditor name · Street address · City or town RecipientDebtor TIN · Debtor name · Street address, including apartment Reported amounts1 Date of identifiable event · 2 Amount of debt discharged · 3 Interest included in box 2 Additional informationAccount number · 4 Debt description · 6 Identifiable event code ## Check before using your PDF - Verify the event code and date with creditor records and distinguish canceled principal from included interest. - Review any exclusions or exceptions separately; Formz does not determine insolvency or other tax treatment. ## After you prepare the document Issuers should meet reporting requirements; recipients should verify the statement with the creditor and review the IRS guidance for their return treatment. ## Common questions Is every amount on 1099-C taxable income? The income treatment can depend on exclusions and exceptions. A prepared PDF does not resolve those rules. Compare the statement with creditor records and consult the applicable IRS debt-cancellation guidance. Which 1099-C revision does Formz support? The current catalog lists 2020–2026. Select an available year inside the editor where offered and compare that PDF with the reporting period you need. A supported historical revision is not a claim that it is suitable for a current-year obligation. Does downloading 1099-C complete filing? No. Formz prepares the supported PDF from your supplied entries. You must review signatures, attachments, copy labels and the applicable delivery or filing method separately. It does not submit government forms or provide filing acceptance. ## Related forms and guides [W-2, 1099 and 1098 information-return documents](/categories/information-returns.md)[Schedule 1 Schedule 1 adds specified income and adjustments to an individual return.](/forms/schedule-1.md)[Form 1040 Form 1040 is the main U.](/forms/1040.md) ## Official sources Source links reviewed October 4, 2026. Use the instructions for your selected year and check current agency updates before submission. - [IRS: About Form 1099-C](https://www.irs.gov/forms-pubs/about-form-1099-c) Your next step ## Ready to create your 1099-C? Enter your details and review the actual PDF before paying. $8.99 USD per document, with no account or subscription. [Create 1099-C](https://formzdocs.com/forms/1099-c/create)