1098 PDF form

Understand your document

What is 1098?

Form 1098 reports specified mortgage interest received by a lender or other reporting business. It also includes mortgage and property information. A borrower’s deduction can depend on facts beyond the statement, so an entered interest amount is not a deduction determination.

Records to gather

• Recipient/lender and payer/borrower legal details and taxpayer numbers
• Mortgage interest received and related reported amounts
• Mortgage principal, origination date and property information
• Account reference and any applicable refund or acquisition information

Fields you will work through

The guided editor groups the supported fields into practical steps. The available fields follow the chosen revision.

Document details

Calendar year · Are you preparing more than one statement for separate accounts of this recipient?

Issuer

Recipient / lender name · Street address · City or town

Recipient

Borrower TIN · Borrower name · Street address, including apartment

Reported amounts

1 Mortgage interest received · 2 Outstanding mortgage principal · 4 Refund of overpaid interest

Additional information

Account number · 3 Mortgage origination date · 8 Address or description of property securing mortgage

Check before using your PDF

• Match amounts to the mortgage account and confirm which party is payer and which is interest recipient.
• Keep interest received separate from principal balances, points and refund adjustments.

After you prepare the document

Lenders should review furnishing and filing rules. Borrowers needing an official replacement or correction should request it from their mortgage servicer.